▼ 0.50% · 3.625%
HK$2,425
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,500
−HK$77/mo
Today · 4.125%
HK$2,577
baseline
▲ 0.50% · 4.625%
HK$2,734
+HK$157/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,154/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,697
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,770
−HK$73/mo
Today · 4.125%
HK$2,843
baseline
▲ 0.50% · 4.625%
HK$2,993
+HK$150/mo
Deposit HK$532K · loan HK$532K · min. income ≈ HK$5,686/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,667
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,750
−HK$84/mo
Today · 4.125%
HK$2,834
baseline
▲ 0.50% · 4.625%
HK$3,007
+HK$173/mo
Deposit HK$479K · loan HK$585K · min. income ≈ HK$5,668/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,967
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,047
−HK$81/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,292
+HK$164/mo
Deposit HK$479K · loan HK$585K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,000
−HK$92/mo
Today · 4.125%
HK$3,092
baseline
▲ 0.50% · 4.625%
HK$3,280
+HK$188/mo
Deposit HK$425K · loan HK$638K · min. income ≈ HK$6,184/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$88/mo
Today · 4.125%
HK$3,412
baseline
▲ 0.50% · 4.625%
HK$3,592
+HK$180/mo
Deposit HK$425K · loan HK$638K · min. income ≈ HK$6,824/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,250
−HK$100/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$204/mo
Deposit HK$372K · loan HK$691K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$95/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,891
+HK$195/mo
Deposit HK$372K · loan HK$691K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$108/mo
Today · 4.125%
HK$3,608
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$219/mo
Deposit HK$319K · loan HK$744K · min. income ≈ HK$7,216/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,878
−HK$103/mo
Today · 4.125%
HK$3,981
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$209/mo
Deposit HK$319K · loan HK$744K · min. income ≈ HK$7,962/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$115/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$235/mo
Deposit HK$266K · loan HK$798K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$110/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,490
+HK$225/mo
Deposit HK$266K · loan HK$798K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$123/mo
Today · 4.125%
HK$4,123
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$251/mo
Deposit HK$213K · loan HK$851K · min. income ≈ HK$8,246/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$117/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,789
+HK$240/mo
Deposit HK$213K · loan HK$851K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$131/mo
Today · 4.125%
HK$4,381
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$266/mo
Deposit HK$160K · loan HK$904K · min. income ≈ HK$8,762/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$124/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$255/mo
Deposit HK$160K · loan HK$904K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,365
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,500
−HK$138/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,920
+HK$282/mo
Deposit HK$106K · loan HK$957K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,855
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$132/mo
Today · 4.125%
HK$5,118
baseline
▲ 0.50% · 4.625%
HK$5,388
+HK$270/mo
Deposit HK$106K · loan HK$957K · min. income ≈ HK$10,236/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).