▼ 0.50% · 3.625%
HK$2,949
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,041
−HK$93/mo
Today · 4.125%
HK$3,134
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$191/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,268/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,281
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,369
−HK$89/mo
Today · 4.125%
HK$3,458
baseline
▲ 0.50% · 4.625%
HK$3,640
+HK$182/mo
Deposit HK$647K · loan HK$647K · min. income ≈ HK$6,916/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,244
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,345
−HK$102/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,657
+HK$210/mo
Deposit HK$582K · loan HK$711K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,609
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,706
−HK$98/mo
Today · 4.125%
HK$3,804
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$200/mo
Deposit HK$582K · loan HK$711K · min. income ≈ HK$7,608/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,539
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,649
−HK$112/mo
Today · 4.125%
HK$3,761
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$229/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$7,522/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,937
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$107/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,368
+HK$218/mo
Deposit HK$517K · loan HK$776K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$121/mo
Today · 4.125%
HK$4,074
baseline
▲ 0.50% · 4.625%
HK$4,322
+HK$248/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,148/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$116/mo
Today · 4.125%
HK$4,495
baseline
▲ 0.50% · 4.625%
HK$4,732
+HK$237/mo
Deposit HK$453K · loan HK$841K · min. income ≈ HK$8,990/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$131/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$267/mo
Deposit HK$388K · loan HK$905K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$125/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$255/mo
Deposit HK$388K · loan HK$905K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,561
−HK$140/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$286/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$134/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$273/mo
Deposit HK$323K · loan HK$970K · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,718
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,865
−HK$149/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$305/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,390
−HK$143/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,824
+HK$291/mo
Deposit HK$259K · loan HK$1.03M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$159/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$324/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,577
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$152/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,473
−HK$168/mo
Today · 4.125%
HK$5,641
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$343/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,282/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,905
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,064
−HK$160/mo
Today · 4.125%
HK$6,224
baseline
▲ 0.50% · 4.625%
HK$6,553
+HK$329/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,448/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).