▼ 0.50% · 3.625%
HK$2,907
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,997
−HK$92/mo
Today · 4.125%
HK$3,089
baseline
▲ 0.50% · 4.625%
HK$3,277
+HK$188/mo
Deposit HK$637K · loan HK$637K · min. income ≈ HK$6,178/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,234
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$88/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$179/mo
Deposit HK$637K · loan HK$637K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,297
−HK$101/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,605
+HK$207/mo
Deposit HK$574K · loan HK$701K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,653
−HK$97/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$197/mo
Deposit HK$574K · loan HK$701K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,488
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$110/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$226/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$105/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$216/mo
Deposit HK$510K · loan HK$765K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,779
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$119/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$244/mo
Deposit HK$446K · loan HK$829K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$114/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$234/mo
Deposit HK$446K · loan HK$829K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,070
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$129/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$263/mo
Deposit HK$382K · loan HK$892K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,528
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$123/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,024
+HK$252/mo
Deposit HK$382K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$138/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,916
+HK$282/mo
Deposit HK$319K · loan HK$956K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,851
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$132/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$269/mo
Deposit HK$319K · loan HK$956K · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$147/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,244
+HK$301/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$141/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$287/mo
Deposit HK$255K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,095
−HK$157/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,571
+HK$319/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,498
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$150/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,100
+HK$305/mo
Deposit HK$191K · loan HK$1.08M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,395
−HK$166/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,899
+HK$338/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,821
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$159/mo
Today · 4.125%
HK$6,136
baseline
▲ 0.50% · 4.625%
HK$6,459
+HK$323/mo
Deposit HK$127K · loan HK$1.15M · min. income ≈ HK$12,272/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).