▼ 0.50% · 3.625%
HK$1,599
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,648
−HK$51/mo
Today · 4.125%
HK$1,699
baseline
▲ 0.50% · 4.625%
HK$1,802
+HK$103/mo
Deposit HK$351K · loan HK$351K · min. income ≈ HK$3,398/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,778
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,826
−HK$48/mo
Today · 4.125%
HK$1,874
baseline
▲ 0.50% · 4.625%
HK$1,973
+HK$99/mo
Deposit HK$351K · loan HK$351K · min. income ≈ HK$3,748/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,758
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,813
−HK$56/mo
Today · 4.125%
HK$1,869
baseline
▲ 0.50% · 4.625%
HK$1,982
+HK$113/mo
Deposit HK$315K · loan HK$386K · min. income ≈ HK$3,738/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,956
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,009
−HK$53/mo
Today · 4.125%
HK$2,062
baseline
▲ 0.50% · 4.625%
HK$2,171
+HK$109/mo
Deposit HK$315K · loan HK$386K · min. income ≈ HK$4,124/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,918
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,978
−HK$61/mo
Today · 4.125%
HK$2,039
baseline
▲ 0.50% · 4.625%
HK$2,163
+HK$124/mo
Deposit HK$280K · loan HK$421K · min. income ≈ HK$4,078/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,134
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,191
−HK$58/mo
Today · 4.125%
HK$2,249
baseline
▲ 0.50% · 4.625%
HK$2,368
+HK$119/mo
Deposit HK$280K · loan HK$421K · min. income ≈ HK$4,498/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,078
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,143
−HK$65/mo
Today · 4.125%
HK$2,208
baseline
▲ 0.50% · 4.625%
HK$2,343
+HK$135/mo
Deposit HK$245K · loan HK$456K · min. income ≈ HK$4,416/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,312
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,374
−HK$63/mo
Today · 4.125%
HK$2,437
baseline
▲ 0.50% · 4.625%
HK$2,565
+HK$128/mo
Deposit HK$245K · loan HK$456K · min. income ≈ HK$4,874/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,238
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,308
−HK$70/mo
Today · 4.125%
HK$2,378
baseline
▲ 0.50% · 4.625%
HK$2,523
+HK$145/mo
Deposit HK$210K · loan HK$491K · min. income ≈ HK$4,756/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,490
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,557
−HK$67/mo
Today · 4.125%
HK$2,624
baseline
▲ 0.50% · 4.625%
HK$2,763
+HK$139/mo
Deposit HK$210K · loan HK$491K · min. income ≈ HK$5,248/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,398
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,472
−HK$76/mo
Today · 4.125%
HK$2,548
baseline
▲ 0.50% · 4.625%
HK$2,703
+HK$155/mo
Deposit HK$175K · loan HK$526K · min. income ≈ HK$5,096/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,668
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,739
−HK$73/mo
Today · 4.125%
HK$2,812
baseline
▲ 0.50% · 4.625%
HK$2,960
+HK$148/mo
Deposit HK$175K · loan HK$526K · min. income ≈ HK$5,624/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,558
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,637
−HK$81/mo
Today · 4.125%
HK$2,718
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$166/mo
Deposit HK$140K · loan HK$561K · min. income ≈ HK$5,436/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,845
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$77/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$158/mo
Deposit HK$140K · loan HK$561K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,718
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$86/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,064
+HK$176/mo
Deposit HK$105K · loan HK$596K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,023
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$83/mo
Today · 4.125%
HK$3,187
baseline
▲ 0.50% · 4.625%
HK$3,355
+HK$168/mo
Deposit HK$105K · loan HK$596K · min. income ≈ HK$6,374/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$186/mo
Deposit HK$70K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$87/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$178/mo
Deposit HK$70K · loan HK$631K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).