▼ 0.50% · 3.625%
HK$1,673
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,725
−HK$53/mo
Today · 4.125%
HK$1,778
baseline
▲ 0.50% · 4.625%
HK$1,886
+HK$108/mo
Deposit HK$367K · loan HK$367K · min. income ≈ HK$3,556/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,861
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,911
−HK$51/mo
Today · 4.125%
HK$1,962
baseline
▲ 0.50% · 4.625%
HK$2,065
+HK$103/mo
Deposit HK$367K · loan HK$367K · min. income ≈ HK$3,924/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,840
−HK$116/mo
▼ 0.25% · 3.875%
HK$1,898
−HK$58/mo
Today · 4.125%
HK$1,956
baseline
▲ 0.50% · 4.625%
HK$2,075
+HK$119/mo
Deposit HK$330K · loan HK$404K · min. income ≈ HK$3,912/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,047
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,102
−HK$56/mo
Today · 4.125%
HK$2,158
baseline
▲ 0.50% · 4.625%
HK$2,272
+HK$114/mo
Deposit HK$330K · loan HK$404K · min. income ≈ HK$4,316/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,008
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,070
−HK$64/mo
Today · 4.125%
HK$2,134
baseline
▲ 0.50% · 4.625%
HK$2,263
+HK$129/mo
Deposit HK$293K · loan HK$440K · min. income ≈ HK$4,268/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,234
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,293
−HK$61/mo
Today · 4.125%
HK$2,354
baseline
▲ 0.50% · 4.625%
HK$2,478
+HK$124/mo
Deposit HK$293K · loan HK$440K · min. income ≈ HK$4,708/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,175
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,243
−HK$68/mo
Today · 4.125%
HK$2,311
baseline
▲ 0.50% · 4.625%
HK$2,452
+HK$141/mo
Deposit HK$257K · loan HK$477K · min. income ≈ HK$4,622/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,420
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,485
−HK$65/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,685
+HK$135/mo
Deposit HK$257K · loan HK$477K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,342
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,415
−HK$74/mo
Today · 4.125%
HK$2,489
baseline
▲ 0.50% · 4.625%
HK$2,641
+HK$152/mo
Deposit HK$220K · loan HK$514K · min. income ≈ HK$4,978/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,606
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,676
−HK$71/mo
Today · 4.125%
HK$2,747
baseline
▲ 0.50% · 4.625%
HK$2,891
+HK$144/mo
Deposit HK$220K · loan HK$514K · min. income ≈ HK$5,494/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,510
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,588
−HK$79/mo
Today · 4.125%
HK$2,667
baseline
▲ 0.50% · 4.625%
HK$2,829
+HK$162/mo
Deposit HK$183K · loan HK$550K · min. income ≈ HK$5,334/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,792
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,867
−HK$76/mo
Today · 4.125%
HK$2,943
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$155/mo
Deposit HK$183K · loan HK$550K · min. income ≈ HK$5,886/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,677
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$85/mo
Today · 4.125%
HK$2,845
baseline
▲ 0.50% · 4.625%
HK$3,018
+HK$173/mo
Deposit HK$147K · loan HK$587K · min. income ≈ HK$5,690/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,978
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,058
−HK$81/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,304
+HK$165/mo
Deposit HK$147K · loan HK$587K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,933
−HK$90/mo
Today · 4.125%
HK$3,023
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$183/mo
Deposit HK$110K · loan HK$624K · min. income ≈ HK$6,046/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$86/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$176/mo
Deposit HK$110K · loan HK$624K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,011
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,105
−HK$95/mo
Today · 4.125%
HK$3,200
baseline
▲ 0.50% · 4.625%
HK$3,395
+HK$195/mo
Deposit HK$73K · loan HK$660K · min. income ≈ HK$6,400/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,350
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,440
−HK$91/mo
Today · 4.125%
HK$3,531
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$186/mo
Deposit HK$73K · loan HK$660K · min. income ≈ HK$7,062/mo (50% DSR)
Upfront cash ≈ HK$73K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).