▼ 0.50% · 3.625%
HK$3,141
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$99/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$203/mo
Deposit HK$689K · loan HK$689K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$95/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$194/mo
Deposit HK$689K · loan HK$689K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$109/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,895
+HK$223/mo
Deposit HK$620K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$105/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$213/mo
Deposit HK$620K · loan HK$758K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,769
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$119/mo
Today · 4.125%
HK$4,006
baseline
▲ 0.50% · 4.625%
HK$4,249
+HK$243/mo
Deposit HK$551K · loan HK$827K · min. income ≈ HK$8,012/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,193
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$114/mo
Today · 4.125%
HK$4,420
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$233/mo
Deposit HK$551K · loan HK$827K · min. income ≈ HK$8,840/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,083
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$129/mo
Today · 4.125%
HK$4,339
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$265/mo
Deposit HK$482K · loan HK$895K · min. income ≈ HK$8,678/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,543
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$123/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$253/mo
Deposit HK$482K · loan HK$895K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,534
−HK$139/mo
Today · 4.125%
HK$4,673
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$285/mo
Deposit HK$413K · loan HK$964K · min. income ≈ HK$9,346/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,892
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$134/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,428
+HK$271/mo
Deposit HK$413K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$149/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$305/mo
Deposit HK$344K · loan HK$1.03M · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$143/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$291/mo
Deposit HK$344K · loan HK$1.03M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$159/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$325/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$152/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$311/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,506
−HK$169/mo
Today · 4.125%
HK$5,675
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$345/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,350/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,941
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$161/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$331/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$179/mo
Today · 4.125%
HK$6,009
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$365/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,018/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$171/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$6,979
+HK$349/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).