▼ 0.50% · 3.625%
HK$2,106
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,171
−HK$67/mo
Today · 4.125%
HK$2,238
baseline
▲ 0.50% · 4.625%
HK$2,374
+HK$136/mo
Deposit HK$462K · loan HK$462K · min. income ≈ HK$4,476/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,342
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,405
−HK$64/mo
Today · 4.125%
HK$2,469
baseline
▲ 0.50% · 4.625%
HK$2,599
+HK$130/mo
Deposit HK$462K · loan HK$462K · min. income ≈ HK$4,938/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,316
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,388
−HK$73/mo
Today · 4.125%
HK$2,461
baseline
▲ 0.50% · 4.625%
HK$2,611
+HK$150/mo
Deposit HK$416K · loan HK$508K · min. income ≈ HK$4,922/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,577
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$70/mo
Today · 4.125%
HK$2,716
baseline
▲ 0.50% · 4.625%
HK$2,859
+HK$143/mo
Deposit HK$416K · loan HK$508K · min. income ≈ HK$5,432/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,527
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,605
−HK$80/mo
Today · 4.125%
HK$2,685
baseline
▲ 0.50% · 4.625%
HK$2,849
+HK$164/mo
Deposit HK$369K · loan HK$554K · min. income ≈ HK$5,370/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,811
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,886
−HK$77/mo
Today · 4.125%
HK$2,963
baseline
▲ 0.50% · 4.625%
HK$3,119
+HK$156/mo
Deposit HK$369K · loan HK$554K · min. income ≈ HK$5,926/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,737
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$87/mo
Today · 4.125%
HK$2,909
baseline
▲ 0.50% · 4.625%
HK$3,086
+HK$177/mo
Deposit HK$323K · loan HK$600K · min. income ≈ HK$5,818/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,045
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$83/mo
Today · 4.125%
HK$3,210
baseline
▲ 0.50% · 4.625%
HK$3,379
+HK$169/mo
Deposit HK$323K · loan HK$600K · min. income ≈ HK$6,420/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,948
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,040
−HK$93/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,323
+HK$190/mo
Deposit HK$277K · loan HK$646K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,279
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$90/mo
Today · 4.125%
HK$3,457
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$182/mo
Deposit HK$277K · loan HK$646K · min. income ≈ HK$6,914/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,158
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$99/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$205/mo
Deposit HK$231K · loan HK$693K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$95/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$196/mo
Deposit HK$231K · loan HK$693K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,369
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$106/mo
Today · 4.125%
HK$3,580
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$218/mo
Deposit HK$185K · loan HK$739K · min. income ≈ HK$7,160/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$102/mo
Today · 4.125%
HK$3,950
baseline
▲ 0.50% · 4.625%
HK$4,159
+HK$209/mo
Deposit HK$185K · loan HK$739K · min. income ≈ HK$7,900/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,579
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$113/mo
Today · 4.125%
HK$3,804
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$231/mo
Deposit HK$139K · loan HK$785K · min. income ≈ HK$7,608/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$108/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$222/mo
Deposit HK$139K · loan HK$785K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$120/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$245/mo
Deposit HK$92K · loan HK$831K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$115/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$234/mo
Deposit HK$92K · loan HK$831K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).