▼ 0.50% · 3.625%
HK$2,018
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,081
−HK$63/mo
Today · 4.125%
HK$2,144
baseline
▲ 0.50% · 4.625%
HK$2,275
+HK$131/mo
Deposit HK$442K · loan HK$442K · min. income ≈ HK$4,288/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,245
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,305
−HK$61/mo
Today · 4.125%
HK$2,366
baseline
▲ 0.50% · 4.625%
HK$2,491
+HK$125/mo
Deposit HK$442K · loan HK$442K · min. income ≈ HK$4,732/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,220
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,289
−HK$70/mo
Today · 4.125%
HK$2,359
baseline
▲ 0.50% · 4.625%
HK$2,502
+HK$143/mo
Deposit HK$398K · loan HK$487K · min. income ≈ HK$4,718/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,469
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,536
−HK$67/mo
Today · 4.125%
HK$2,603
baseline
▲ 0.50% · 4.625%
HK$2,740
+HK$137/mo
Deposit HK$398K · loan HK$487K · min. income ≈ HK$5,206/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,421
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,497
−HK$76/mo
Today · 4.125%
HK$2,573
baseline
▲ 0.50% · 4.625%
HK$2,730
+HK$157/mo
Deposit HK$354K · loan HK$531K · min. income ≈ HK$5,146/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,766
−HK$73/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$2,989
+HK$150/mo
Deposit HK$354K · loan HK$531K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,623
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,705
−HK$83/mo
Today · 4.125%
HK$2,788
baseline
▲ 0.50% · 4.625%
HK$2,957
+HK$169/mo
Deposit HK$310K · loan HK$575K · min. income ≈ HK$5,576/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,918
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,997
−HK$79/mo
Today · 4.125%
HK$3,076
baseline
▲ 0.50% · 4.625%
HK$3,238
+HK$162/mo
Deposit HK$310K · loan HK$575K · min. income ≈ HK$6,152/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,825
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,913
−HK$89/mo
Today · 4.125%
HK$3,002
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$183/mo
Deposit HK$265K · loan HK$619K · min. income ≈ HK$6,004/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,227
−HK$86/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,487
+HK$174/mo
Deposit HK$265K · loan HK$619K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,027
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,121
−HK$96/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$195/mo
Deposit HK$221K · loan HK$664K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$91/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,736
+HK$187/mo
Deposit HK$221K · loan HK$664K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,329
−HK$102/mo
Today · 4.125%
HK$3,431
baseline
▲ 0.50% · 4.625%
HK$3,640
+HK$209/mo
Deposit HK$177K · loan HK$708K · min. income ≈ HK$6,862/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,688
−HK$98/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$3,985
+HK$199/mo
Deposit HK$177K · loan HK$708K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,430
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,537
−HK$109/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,867
+HK$221/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$103/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$212/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$115/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$235/mo
Deposit HK$88K · loan HK$796K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,149
−HK$110/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$225/mo
Deposit HK$88K · loan HK$796K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).