▼ 0.50% · 3.625%
HK$2,650
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$84/mo
Today · 4.125%
HK$2,816
baseline
▲ 0.50% · 4.625%
HK$2,987
+HK$171/mo
Deposit HK$581K · loan HK$581K · min. income ≈ HK$5,632/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,948
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$80/mo
Today · 4.125%
HK$3,107
baseline
▲ 0.50% · 4.625%
HK$3,271
+HK$164/mo
Deposit HK$581K · loan HK$581K · min. income ≈ HK$6,214/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,915
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,005
−HK$92/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,286
+HK$189/mo
Deposit HK$523K · loan HK$639K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,242
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,329
−HK$89/mo
Today · 4.125%
HK$3,418
baseline
▲ 0.50% · 4.625%
HK$3,598
+HK$180/mo
Deposit HK$523K · loan HK$639K · min. income ≈ HK$6,836/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$101/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,584
+HK$205/mo
Deposit HK$465K · loan HK$697K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,537
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$96/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$197/mo
Deposit HK$465K · loan HK$697K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,552
−HK$108/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,883
+HK$223/mo
Deposit HK$407K · loan HK$755K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,832
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$104/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$213/mo
Deposit HK$407K · loan HK$755K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,709
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,825
−HK$117/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$240/mo
Deposit HK$349K · loan HK$813K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,237
−HK$113/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$229/mo
Deposit HK$349K · loan HK$813K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$126/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$290K · loan HK$871K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$120/mo
Today · 4.125%
HK$4,660
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$246/mo
Deposit HK$290K · loan HK$871K · min. income ≈ HK$9,320/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$134/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$274/mo
Deposit HK$232K · loan HK$930K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$128/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$262/mo
Deposit HK$232K · loan HK$930K · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$143/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,078
+HK$291/mo
Deposit HK$174K · loan HK$988K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$137/mo
Today · 4.125%
HK$5,282
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$278/mo
Deposit HK$174K · loan HK$988K · min. income ≈ HK$10,564/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,769
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$150/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$309/mo
Deposit HK$116K · loan HK$1.05M · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$144/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$295/mo
Deposit HK$116K · loan HK$1.05M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).