▼ 0.50% · 3.625%
HK$1,696
−HK$107/mo
▼ 0.25% · 3.875%
HK$1,749
−HK$54/mo
Today · 4.125%
HK$1,803
baseline
▲ 0.50% · 4.625%
HK$1,912
+HK$109/mo
Deposit HK$372K · loan HK$372K · min. income ≈ HK$3,606/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,887
−HK$102/mo
▼ 0.25% · 3.875%
HK$1,938
−HK$51/mo
Today · 4.125%
HK$1,989
baseline
▲ 0.50% · 4.625%
HK$2,094
+HK$105/mo
Deposit HK$372K · loan HK$372K · min. income ≈ HK$3,978/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,866
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,924
−HK$59/mo
Today · 4.125%
HK$1,983
baseline
▲ 0.50% · 4.625%
HK$2,104
+HK$121/mo
Deposit HK$335K · loan HK$409K · min. income ≈ HK$3,966/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,076
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,132
−HK$56/mo
Today · 4.125%
HK$2,188
baseline
▲ 0.50% · 4.625%
HK$2,303
+HK$115/mo
Deposit HK$335K · loan HK$409K · min. income ≈ HK$4,376/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,036
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,099
−HK$64/mo
Today · 4.125%
HK$2,163
baseline
▲ 0.50% · 4.625%
HK$2,295
+HK$132/mo
Deposit HK$298K · loan HK$446K · min. income ≈ HK$4,326/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,265
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,325
−HK$62/mo
Today · 4.125%
HK$2,387
baseline
▲ 0.50% · 4.625%
HK$2,513
+HK$126/mo
Deposit HK$298K · loan HK$446K · min. income ≈ HK$4,774/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,205
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,274
−HK$70/mo
Today · 4.125%
HK$2,344
baseline
▲ 0.50% · 4.625%
HK$2,486
+HK$142/mo
Deposit HK$260K · loan HK$484K · min. income ≈ HK$4,688/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,453
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,519
−HK$67/mo
Today · 4.125%
HK$2,586
baseline
▲ 0.50% · 4.625%
HK$2,722
+HK$136/mo
Deposit HK$260K · loan HK$484K · min. income ≈ HK$5,172/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,375
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,449
−HK$75/mo
Today · 4.125%
HK$2,524
baseline
▲ 0.50% · 4.625%
HK$2,677
+HK$153/mo
Deposit HK$223K · loan HK$521K · min. income ≈ HK$5,048/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,642
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,713
−HK$72/mo
Today · 4.125%
HK$2,785
baseline
▲ 0.50% · 4.625%
HK$2,932
+HK$147/mo
Deposit HK$223K · loan HK$521K · min. income ≈ HK$5,570/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,545
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,624
−HK$80/mo
Today · 4.125%
HK$2,704
baseline
▲ 0.50% · 4.625%
HK$2,869
+HK$165/mo
Deposit HK$186K · loan HK$558K · min. income ≈ HK$5,408/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,831
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,907
−HK$77/mo
Today · 4.125%
HK$2,984
baseline
▲ 0.50% · 4.625%
HK$3,141
+HK$157/mo
Deposit HK$186K · loan HK$558K · min. income ≈ HK$5,968/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,714
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$85/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,060
+HK$176/mo
Deposit HK$149K · loan HK$595K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,020
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,101
−HK$82/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$167/mo
Deposit HK$149K · loan HK$595K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,884
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,974
−HK$91/mo
Today · 4.125%
HK$3,065
baseline
▲ 0.50% · 4.625%
HK$3,251
+HK$186/mo
Deposit HK$112K · loan HK$632K · min. income ≈ HK$6,130/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$88/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,560
+HK$178/mo
Deposit HK$112K · loan HK$632K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,149
−HK$96/mo
Today · 4.125%
HK$3,245
baseline
▲ 0.50% · 4.625%
HK$3,442
+HK$197/mo
Deposit HK$74K · loan HK$670K · min. income ≈ HK$6,490/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,397
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$93/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,769
+HK$188/mo
Deposit HK$74K · loan HK$670K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).