▼ 0.50% · 3.625%
HK$2,670
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,753
−HK$85/mo
Today · 4.125%
HK$2,838
baseline
▲ 0.50% · 4.625%
HK$3,010
+HK$172/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$5,676/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,971
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$81/mo
Today · 4.125%
HK$3,131
baseline
▲ 0.50% · 4.625%
HK$3,296
+HK$165/mo
Deposit HK$586K · loan HK$586K · min. income ≈ HK$6,262/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,937
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,029
−HK$93/mo
Today · 4.125%
HK$3,122
baseline
▲ 0.50% · 4.625%
HK$3,311
+HK$189/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,244/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,355
−HK$89/mo
Today · 4.125%
HK$3,444
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$182/mo
Deposit HK$527K · loan HK$644K · min. income ≈ HK$6,888/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$101/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,612
+HK$207/mo
Deposit HK$468K · loan HK$703K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,565
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$97/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$198/mo
Deposit HK$468K · loan HK$703K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,471
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,579
−HK$110/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$225/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$105/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$215/mo
Deposit HK$410K · loan HK$761K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,855
−HK$118/mo
Today · 4.125%
HK$3,973
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$242/mo
Deposit HK$351K · loan HK$820K · min. income ≈ HK$7,946/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,159
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$114/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$231/mo
Deposit HK$351K · loan HK$820K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$127/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$259/mo
Deposit HK$293K · loan HK$878K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$122/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$247/mo
Deposit HK$293K · loan HK$878K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,405
−HK$135/mo
Today · 4.125%
HK$4,540
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$277/mo
Deposit HK$234K · loan HK$937K · min. income ≈ HK$9,080/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,881
−HK$129/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$264/mo
Deposit HK$234K · loan HK$937K · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$143/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$294/mo
Deposit HK$176K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$137/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,604
+HK$281/mo
Deposit HK$176K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$152/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$311/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$145/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$297/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).