▼ 0.50% · 3.625%
HK$2,011
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,073
−HK$64/mo
Today · 4.125%
HK$2,137
baseline
▲ 0.50% · 4.625%
HK$2,267
+HK$130/mo
Deposit HK$441K · loan HK$441K · min. income ≈ HK$4,274/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,237
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,297
−HK$61/mo
Today · 4.125%
HK$2,358
baseline
▲ 0.50% · 4.625%
HK$2,482
+HK$124/mo
Deposit HK$441K · loan HK$441K · min. income ≈ HK$4,716/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,212
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,280
−HK$70/mo
Today · 4.125%
HK$2,350
baseline
▲ 0.50% · 4.625%
HK$2,493
+HK$143/mo
Deposit HK$397K · loan HK$485K · min. income ≈ HK$4,700/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,460
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,526
−HK$67/mo
Today · 4.125%
HK$2,593
baseline
▲ 0.50% · 4.625%
HK$2,730
+HK$137/mo
Deposit HK$397K · loan HK$485K · min. income ≈ HK$5,186/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,413
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,488
−HK$76/mo
Today · 4.125%
HK$2,564
baseline
▲ 0.50% · 4.625%
HK$2,720
+HK$156/mo
Deposit HK$353K · loan HK$529K · min. income ≈ HK$5,128/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,684
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,756
−HK$73/mo
Today · 4.125%
HK$2,829
baseline
▲ 0.50% · 4.625%
HK$2,978
+HK$149/mo
Deposit HK$353K · loan HK$529K · min. income ≈ HK$5,658/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,614
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,695
−HK$83/mo
Today · 4.125%
HK$2,778
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$169/mo
Deposit HK$309K · loan HK$573K · min. income ≈ HK$5,556/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,908
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$79/mo
Today · 4.125%
HK$3,065
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$161/mo
Deposit HK$309K · loan HK$573K · min. income ≈ HK$6,130/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,815
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$89/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,173
+HK$182/mo
Deposit HK$265K · loan HK$617K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$86/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$174/mo
Deposit HK$265K · loan HK$617K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$95/mo
Today · 4.125%
HK$3,205
baseline
▲ 0.50% · 4.625%
HK$3,400
+HK$195/mo
Deposit HK$220K · loan HK$661K · min. income ≈ HK$6,410/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$91/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$187/mo
Deposit HK$220K · loan HK$661K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,317
−HK$102/mo
Today · 4.125%
HK$3,419
baseline
▲ 0.50% · 4.625%
HK$3,627
+HK$208/mo
Deposit HK$176K · loan HK$705K · min. income ≈ HK$6,838/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,579
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$97/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$199/mo
Deposit HK$176K · loan HK$705K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,524
−HK$108/mo
Today · 4.125%
HK$3,632
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$221/mo
Deposit HK$132K · loan HK$749K · min. income ≈ HK$7,264/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,904
−HK$104/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$211/mo
Deposit HK$132K · loan HK$749K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$88K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$110/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$223/mo
Deposit HK$88K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).