▼ 0.50% · 3.625%
HK$21,498
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,167
−HK$680/mo
Today · 4.125%
HK$22,847
baseline
▲ 0.50% · 4.625%
HK$24,237
+HK$1,390/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,694/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,558
−HK$651/mo
Today · 4.125%
HK$25,209
baseline
▲ 0.50% · 4.625%
HK$26,538
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,418/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,648
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,384
−HK$747/mo
Today · 4.125%
HK$25,131
baseline
▲ 0.50% · 4.625%
HK$26,660
+HK$1,529/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$50,262/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,308
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,014
−HK$716/mo
Today · 4.125%
HK$27,730
baseline
▲ 0.50% · 4.625%
HK$29,191
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.19M · min. income ≈ HK$55,460/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,601
−HK$815/mo
Today · 4.125%
HK$27,416
baseline
▲ 0.50% · 4.625%
HK$29,084
+HK$1,668/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,832/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,700
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,470
−HK$781/mo
Today · 4.125%
HK$30,251
baseline
▲ 0.50% · 4.625%
HK$31,845
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,502/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,948
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,817
−HK$884/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,508
+HK$1,807/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$846/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,499
+HK$1,727/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,098
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,034
−HK$951/mo
Today · 4.125%
HK$31,985
baseline
▲ 0.50% · 4.625%
HK$33,931
+HK$1,946/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,970/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,483
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,381
−HK$911/mo
Today · 4.125%
HK$35,292
baseline
▲ 0.50% · 4.625%
HK$37,153
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,584/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,248
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,251
−HK$1,019/mo
Today · 4.125%
HK$34,270
baseline
▲ 0.50% · 4.625%
HK$36,355
+HK$2,085/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,540/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,875
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,837
−HK$976/mo
Today · 4.125%
HK$37,813
baseline
▲ 0.50% · 4.625%
HK$39,807
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,626/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,397
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,467
−HK$1,087/mo
Today · 4.125%
HK$36,554
baseline
▲ 0.50% · 4.625%
HK$38,779
+HK$2,225/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$73,108/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,267
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,293
−HK$1,041/mo
Today · 4.125%
HK$40,334
baseline
▲ 0.50% · 4.625%
HK$42,460
+HK$2,126/mo
Deposit HK$1.89M · loan HK$7.54M · min. income ≈ HK$80,668/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,547
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$37,684
−HK$1,155/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$41,202
+HK$2,363/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,658
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,749
−HK$1,106/mo
Today · 4.125%
HK$42,855
baseline
▲ 0.50% · 4.625%
HK$45,114
+HK$2,259/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,710/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,697
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,901
−HK$1,223/mo
Today · 4.125%
HK$41,124
baseline
▲ 0.50% · 4.625%
HK$43,626
+HK$2,502/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,248/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,050
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,205
−HK$1,171/mo
Today · 4.125%
HK$45,376
baseline
▲ 0.50% · 4.625%
HK$47,768
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,752/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).