▼ 0.50% · 3.625%
HK$19,691
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,303
−HK$622/mo
Today · 4.125%
HK$20,925
baseline
▲ 0.50% · 4.625%
HK$22,199
+HK$1,274/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,850/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,906
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,493
−HK$596/mo
Today · 4.125%
HK$23,089
baseline
▲ 0.50% · 4.625%
HK$24,306
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,178/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,333
−HK$685/mo
Today · 4.125%
HK$23,018
baseline
▲ 0.50% · 4.625%
HK$24,418
+HK$1,400/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,036/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,096
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,742
−HK$656/mo
Today · 4.125%
HK$25,398
baseline
▲ 0.50% · 4.625%
HK$26,737
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,796/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,629
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$746/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,638
+HK$1,528/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,287
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$715/mo
Today · 4.125%
HK$27,707
baseline
▲ 0.50% · 4.625%
HK$29,167
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,414/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,598
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,394
−HK$809/mo
Today · 4.125%
HK$27,203
baseline
▲ 0.50% · 4.625%
HK$28,858
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,406/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,477
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,241
−HK$775/mo
Today · 4.125%
HK$30,016
baseline
▲ 0.50% · 4.625%
HK$31,598
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,032/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,567
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,424
−HK$871/mo
Today · 4.125%
HK$29,295
baseline
▲ 0.50% · 4.625%
HK$31,078
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,590/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,668
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,490
−HK$835/mo
Today · 4.125%
HK$32,325
baseline
▲ 0.50% · 4.625%
HK$34,029
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,650/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,536
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,455
−HK$933/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$894/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,505
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$996/mo
Today · 4.125%
HK$33,481
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,962/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,049
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,989
−HK$953/mo
Today · 4.125%
HK$36,942
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$1,948/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,884/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,474
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,515
−HK$1,058/mo
Today · 4.125%
HK$35,573
baseline
▲ 0.50% · 4.625%
HK$37,738
+HK$2,165/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,146/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,239
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,238
−HK$1,013/mo
Today · 4.125%
HK$39,251
baseline
▲ 0.50% · 4.625%
HK$41,320
+HK$2,069/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,502/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,443
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,545
−HK$1,121/mo
Today · 4.125%
HK$37,666
baseline
▲ 0.50% · 4.625%
HK$39,957
+HK$2,291/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$75,332/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,430
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,487
−HK$1,073/mo
Today · 4.125%
HK$41,560
baseline
▲ 0.50% · 4.625%
HK$43,751
+HK$2,191/mo
Deposit HK$864K · loan HK$7.77M · min. income ≈ HK$83,120/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,058 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).