▼ 0.50% · 3.625%
HK$19,490
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,096
−HK$616/mo
Today · 4.125%
HK$20,712
baseline
▲ 0.50% · 4.625%
HK$21,972
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,424/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,264
−HK$589/mo
Today · 4.125%
HK$22,853
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,706/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,439
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,105
−HK$678/mo
Today · 4.125%
HK$22,783
baseline
▲ 0.50% · 4.625%
HK$24,169
+HK$1,386/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,566/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,490
−HK$649/mo
Today · 4.125%
HK$25,139
baseline
▲ 0.50% · 4.625%
HK$26,464
+HK$1,325/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,278/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,388
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,115
−HK$739/mo
Today · 4.125%
HK$24,854
baseline
▲ 0.50% · 4.625%
HK$26,367
+HK$1,513/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,708/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$708/mo
Today · 4.125%
HK$27,424
baseline
▲ 0.50% · 4.625%
HK$28,870
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,848/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,337
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,125
−HK$800/mo
Today · 4.125%
HK$26,925
baseline
▲ 0.50% · 4.625%
HK$28,564
+HK$1,639/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,850/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,187
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,943
−HK$766/mo
Today · 4.125%
HK$29,709
baseline
▲ 0.50% · 4.625%
HK$31,276
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,418/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,286
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$863/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,761
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,355
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,169
−HK$826/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,681
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,234
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,144
−HK$924/mo
Today · 4.125%
HK$31,068
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,136/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,523
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,395
−HK$885/mo
Today · 4.125%
HK$34,280
baseline
▲ 0.50% · 4.625%
HK$36,087
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,560/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,183
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,153
−HK$986/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$35,155
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,691
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,622
−HK$944/mo
Today · 4.125%
HK$36,566
baseline
▲ 0.50% · 4.625%
HK$38,493
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,132/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,132
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$1,047/mo
Today · 4.125%
HK$35,210
baseline
▲ 0.50% · 4.625%
HK$37,353
+HK$2,143/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,420/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,859
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,848
−HK$1,003/mo
Today · 4.125%
HK$38,851
baseline
▲ 0.50% · 4.625%
HK$40,899
+HK$2,048/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,702/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,081
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,173
−HK$1,108/mo
Today · 4.125%
HK$37,281
baseline
▲ 0.50% · 4.625%
HK$39,550
+HK$2,269/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,562/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,028
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,074
−HK$1,062/mo
Today · 4.125%
HK$41,136
baseline
▲ 0.50% · 4.625%
HK$43,305
+HK$2,169/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,272/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,414 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).