▼ 0.50% · 3.625%
HK$2,558
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,637
−HK$81/mo
Today · 4.125%
HK$2,718
baseline
▲ 0.50% · 4.625%
HK$2,883
+HK$165/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,436/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,845
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$77/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,157
+HK$158/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,813
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$89/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$182/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$85/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$174/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,069
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,165
−HK$97/mo
Today · 4.125%
HK$3,262
baseline
▲ 0.50% · 4.625%
HK$3,460
+HK$198/mo
Deposit HK$449K · loan HK$673K · min. income ≈ HK$6,524/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,414
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$93/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$190/mo
Deposit HK$449K · loan HK$673K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,325
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$105/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$215/mo
Deposit HK$393K · loan HK$729K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,699
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,798
−HK$101/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$205/mo
Deposit HK$393K · loan HK$729K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$113/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$232/mo
Deposit HK$336K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$109/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$221/mo
Deposit HK$336K · loan HK$785K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,836
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$121/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$248/mo
Deposit HK$280K · loan HK$841K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$280K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$129/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$264/mo
Deposit HK$224K · loan HK$897K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$124/mo
Today · 4.125%
HK$4,799
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$252/mo
Deposit HK$224K · loan HK$897K · min. income ≈ HK$9,598/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,348
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,483
−HK$138/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$281/mo
Deposit HK$168K · loan HK$953K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$131/mo
Today · 4.125%
HK$5,098
baseline
▲ 0.50% · 4.625%
HK$5,367
+HK$269/mo
Deposit HK$168K · loan HK$953K · min. income ≈ HK$10,196/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$145/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$298/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,122
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$139/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,683
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).