▼ 0.50% · 3.625%
HK$3,062
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$96/mo
Today · 4.125%
HK$3,254
baseline
▲ 0.50% · 4.625%
HK$3,452
+HK$198/mo
Deposit HK$671K · loan HK$671K · min. income ≈ HK$6,508/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,407
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,498
−HK$93/mo
Today · 4.125%
HK$3,591
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$189/mo
Deposit HK$671K · loan HK$671K · min. income ≈ HK$7,182/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,369
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,473
−HK$107/mo
Today · 4.125%
HK$3,580
baseline
▲ 0.50% · 4.625%
HK$3,798
+HK$218/mo
Deposit HK$604K · loan HK$739K · min. income ≈ HK$7,160/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,748
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$102/mo
Today · 4.125%
HK$3,950
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$208/mo
Deposit HK$604K · loan HK$739K · min. income ≈ HK$7,900/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$116/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$238/mo
Deposit HK$537K · loan HK$806K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$111/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$227/mo
Deposit HK$537K · loan HK$806K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$126/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$257/mo
Deposit HK$470K · loan HK$873K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$120/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$246/mo
Deposit HK$470K · loan HK$873K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$135/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$277/mo
Deposit HK$403K · loan HK$940K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,897
−HK$130/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$265/mo
Deposit HK$403K · loan HK$940K · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,736
−HK$146/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,179
+HK$297/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,110
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,247
−HK$139/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$284/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,052
−HK$155/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,524
+HK$317/mo
Deposit HK$269K · loan HK$1.07M · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$148/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,048
+HK$303/mo
Deposit HK$269K · loan HK$1.07M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,206
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$164/mo
Today · 4.125%
HK$5,532
baseline
▲ 0.50% · 4.625%
HK$5,869
+HK$337/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,064/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$158/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,426
+HK$321/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$174/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$356/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$167/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$340/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).