▼ 0.50% · 3.625%
HK$2,870
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$91/mo
Today · 4.125%
HK$3,050
baseline
▲ 0.50% · 4.625%
HK$3,235
+HK$185/mo
Deposit HK$629K · loan HK$629K · min. income ≈ HK$6,100/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,193
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$87/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,543
+HK$178/mo
Deposit HK$629K · loan HK$629K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,157
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,255
−HK$100/mo
Today · 4.125%
HK$3,355
baseline
▲ 0.50% · 4.625%
HK$3,559
+HK$204/mo
Deposit HK$566K · loan HK$692K · min. income ≈ HK$6,710/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,606
−HK$96/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$195/mo
Deposit HK$566K · loan HK$692K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$109/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$222/mo
Deposit HK$503K · loan HK$755K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$104/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,251
+HK$213/mo
Deposit HK$503K · loan HK$755K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,847
−HK$118/mo
Today · 4.125%
HK$3,965
baseline
▲ 0.50% · 4.625%
HK$4,206
+HK$241/mo
Deposit HK$440K · loan HK$818K · min. income ≈ HK$7,930/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,262
−HK$113/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$230/mo
Deposit HK$440K · loan HK$818K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,143
−HK$127/mo
Today · 4.125%
HK$4,270
baseline
▲ 0.50% · 4.625%
HK$4,530
+HK$260/mo
Deposit HK$378K · loan HK$881K · min. income ≈ HK$8,540/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,470
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,590
−HK$121/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,960
+HK$249/mo
Deposit HK$378K · loan HK$881K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$136/mo
Today · 4.125%
HK$4,575
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$278/mo
Deposit HK$315K · loan HK$944K · min. income ≈ HK$9,150/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$131/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$266/mo
Deposit HK$315K · loan HK$944K · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$145/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$139/mo
Today · 4.125%
HK$5,384
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$284/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,768/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$154/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$315/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$148/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$301/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,326
−HK$164/mo
Today · 4.125%
HK$5,490
baseline
▲ 0.50% · 4.625%
HK$5,824
+HK$334/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,980/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,747
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,901
−HK$156/mo
Today · 4.125%
HK$6,057
baseline
▲ 0.50% · 4.625%
HK$6,377
+HK$320/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,114/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).