▼ 0.50% · 3.625%
HK$2,748
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,833
−HK$87/mo
Today · 4.125%
HK$2,920
baseline
▲ 0.50% · 4.625%
HK$3,098
+HK$178/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$5,840/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,057
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$83/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$170/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,022
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,116
−HK$96/mo
Today · 4.125%
HK$3,212
baseline
▲ 0.50% · 4.625%
HK$3,407
+HK$195/mo
Deposit HK$542K · loan HK$663K · min. income ≈ HK$6,424/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$91/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,731
+HK$187/mo
Deposit HK$542K · loan HK$663K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$104/mo
Today · 4.125%
HK$3,504
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$213/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,008/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$99/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,070
+HK$204/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,572
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,683
−HK$113/mo
Today · 4.125%
HK$3,796
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$231/mo
Deposit HK$422K · loan HK$783K · min. income ≈ HK$7,592/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,974
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$109/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,409
+HK$220/mo
Deposit HK$422K · loan HK$783K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,847
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$122/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,337
+HK$249/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,280
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$117/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,748
+HK$237/mo
Deposit HK$361K · loan HK$843K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$130/mo
Today · 4.125%
HK$4,380
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$267/mo
Deposit HK$301K · loan HK$904K · min. income ≈ HK$8,760/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,585
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$125/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,088
+HK$255/mo
Deposit HK$301K · loan HK$904K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$241K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$272/mo
Deposit HK$241K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$148/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$302/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$141/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,766
+HK$289/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$156/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$320/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,502
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$149/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,105
+HK$306/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).