▼ 0.50% · 3.625%
HK$2,880
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$186/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$88/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$178/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,168
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,266
−HK$100/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,571
+HK$205/mo
Deposit HK$568K · loan HK$695K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,524
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$96/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$196/mo
Deposit HK$568K · loan HK$695K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$109/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$224/mo
Deposit HK$505K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$105/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$213/mo
Deposit HK$505K · loan HK$758K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,743
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,860
−HK$118/mo
Today · 4.125%
HK$3,978
baseline
▲ 0.50% · 4.625%
HK$4,220
+HK$242/mo
Deposit HK$442K · loan HK$821K · min. income ≈ HK$7,956/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$114/mo
Today · 4.125%
HK$4,390
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$231/mo
Deposit HK$442K · loan HK$821K · min. income ≈ HK$8,780/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$127/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,545
+HK$261/mo
Deposit HK$379K · loan HK$884K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,485
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$122/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$4,976
+HK$249/mo
Deposit HK$379K · loan HK$884K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$136/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$279/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$131/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$267/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,751
−HK$145/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$298/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,126
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$139/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$285/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$154/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$317/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$148/mo
Today · 4.125%
HK$5,740
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$303/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,480/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,183
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$164/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,843
+HK$335/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$157/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$320/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).