▼ 0.50% · 3.625%
HK$2,690
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,773
−HK$85/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,032
+HK$174/mo
Deposit HK$590K · loan HK$590K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$81/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$166/mo
Deposit HK$590K · loan HK$590K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,959
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$93/mo
Today · 4.125%
HK$3,144
baseline
▲ 0.50% · 4.625%
HK$3,336
+HK$192/mo
Deposit HK$531K · loan HK$649K · min. income ≈ HK$6,288/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,292
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$89/mo
Today · 4.125%
HK$3,469
baseline
▲ 0.50% · 4.625%
HK$3,652
+HK$183/mo
Deposit HK$531K · loan HK$649K · min. income ≈ HK$6,938/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,228
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$102/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$209/mo
Deposit HK$472K · loan HK$708K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,591
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$98/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$199/mo
Deposit HK$472K · loan HK$708K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$111/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,942
+HK$226/mo
Deposit HK$413K · loan HK$767K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$106/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$216/mo
Deposit HK$413K · loan HK$767K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,766
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$119/mo
Today · 4.125%
HK$4,002
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$243/mo
Deposit HK$354K · loan HK$826K · min. income ≈ HK$8,004/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$114/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$232/mo
Deposit HK$354K · loan HK$826K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$128/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$261/mo
Deposit HK$295K · loan HK$885K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$122/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$249/mo
Deposit HK$295K · loan HK$885K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,304
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$278/mo
Deposit HK$236K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$130/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$266/mo
Deposit HK$236K · loan HK$944K · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$144/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$296/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$139/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$282/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$153/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$313/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$146/mo
Today · 4.125%
HK$5,677
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$299/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,354/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).