▼ 0.50% · 3.625%
HK$2,805
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$89/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$181/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$85/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$173/mo
Deposit HK$615K · loan HK$615K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,085
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$98/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$199/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,432
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,524
−HK$94/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,808
+HK$190/mo
Deposit HK$554K · loan HK$677K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,366
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$107/mo
Today · 4.125%
HK$3,577
baseline
▲ 0.50% · 4.625%
HK$3,794
+HK$217/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,154/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,845
−HK$102/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$208/mo
Deposit HK$492K · loan HK$738K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$115/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$236/mo
Deposit HK$431K · loan HK$800K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$111/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$225/mo
Deposit HK$431K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$369K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$118/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$243/mo
Deposit HK$369K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$133/mo
Today · 4.125%
HK$4,471
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$272/mo
Deposit HK$308K · loan HK$923K · min. income ≈ HK$8,942/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,680
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$127/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$260/mo
Deposit HK$308K · loan HK$923K · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$142/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$290/mo
Deposit HK$246K · loan HK$984K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,126
−HK$136/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,540
+HK$278/mo
Deposit HK$246K · loan HK$984K · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$151/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,376
+HK$309/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,305
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,447
−HK$144/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,886
+HK$295/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$159/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$153/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,232
+HK$312/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).