▼ 0.50% · 3.625%
HK$2,867
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,956
−HK$90/mo
Today · 4.125%
HK$3,046
baseline
▲ 0.50% · 4.625%
HK$3,232
+HK$186/mo
Deposit HK$629K · loan HK$629K · min. income ≈ HK$6,092/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,189
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$86/mo
Today · 4.125%
HK$3,361
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$178/mo
Deposit HK$629K · loan HK$629K · min. income ≈ HK$6,722/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,153
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$100/mo
Today · 4.125%
HK$3,351
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$204/mo
Deposit HK$566K · loan HK$691K · min. income ≈ HK$6,702/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$96/mo
Today · 4.125%
HK$3,698
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$194/mo
Deposit HK$566K · loan HK$691K · min. income ≈ HK$7,396/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$109/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$222/mo
Deposit HK$503K · loan HK$754K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$104/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$212/mo
Deposit HK$503K · loan HK$754K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,727
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,843
−HK$117/mo
Today · 4.125%
HK$3,960
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$241/mo
Deposit HK$440K · loan HK$817K · min. income ≈ HK$7,920/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,146
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$113/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$230/mo
Deposit HK$440K · loan HK$817K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$127/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$259/mo
Deposit HK$377K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$121/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$377K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$136/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$278/mo
Deposit HK$314K · loan HK$943K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$130/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$266/mo
Deposit HK$314K · loan HK$943K · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$145/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$297/mo
Deposit HK$251K · loan HK$1.01M · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,103
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$139/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$284/mo
Deposit HK$251K · loan HK$1.01M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,873
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$154/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,494
+HK$315/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,421
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,567
−HK$147/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,016
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,160
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$164/mo
Today · 4.125%
HK$5,484
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$333/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,968/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$157/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$318/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).