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At today's rate and a 90% mortgage, the deposit on this unit is about HK$222K, with repayments around HK$9,701/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$222K · loan HK$2.00M · min. income ≈ HK$19,402/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Tong Road Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- D
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-09 | HK$3.00M | +167.9% 10.1y · 17.0%/yr |
| 2011-02-10 | HK$1.12M | +20.4% |
| 2010-08-19 | HK$930K | +13.4% |
| 2010-04-13 | HK$820K | +10.8% |
| 1999-04-09 | HK$740K | −12.9% |
| 1997-05-06 | HK$850K | +34.9% |
| 1996-08-15 | HK$630K | +16.7% |
| 1996-07-11 | HK$540K | — |