▼ 0.50% · 3.625%
HK$4,796
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$151/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$145/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$297/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,275
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,439
−HK$167/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$341/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$160/mo
Today · 4.125%
HK$6,186
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$326/mo
Deposit HK$946K · loan HK$1.16M · min. income ≈ HK$12,372/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$182/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$372/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$174/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$356/mo
Deposit HK$841K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$197/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$403/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,122
−HK$188/mo
Today · 4.125%
HK$7,310
baseline
▲ 0.50% · 4.625%
HK$7,696
+HK$386/mo
Deposit HK$736K · loan HK$1.37M · min. income ≈ HK$14,620/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$212/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$434/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,669
−HK$204/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$415/mo
Deposit HK$631K · loan HK$1.47M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,193
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,417
−HK$228/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,110
+HK$465/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,003
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,217
−HK$218/mo
Today · 4.125%
HK$8,435
baseline
▲ 0.50% · 4.625%
HK$8,880
+HK$445/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$16,870/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,673
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,912
−HK$242/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$496/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,536
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,765
−HK$232/mo
Today · 4.125%
HK$8,997
baseline
▲ 0.50% · 4.625%
HK$9,472
+HK$475/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$17,994/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,153
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,406
−HK$258/mo
Today · 4.125%
HK$8,664
baseline
▲ 0.50% · 4.625%
HK$9,191
+HK$527/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$17,328/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,070
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,313
−HK$247/mo
Today · 4.125%
HK$9,560
baseline
▲ 0.50% · 4.625%
HK$10,064
+HK$504/mo
Deposit HK$315K · loan HK$1.79M · min. income ≈ HK$19,120/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,632
−HK$541/mo
▼ 0.25% · 3.875%
HK$8,901
−HK$272/mo
Today · 4.125%
HK$9,173
baseline
▲ 0.50% · 4.625%
HK$9,732
+HK$559/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,346/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,603
−HK$519/mo
▼ 0.25% · 3.875%
HK$9,861
−HK$261/mo
Today · 4.125%
HK$10,122
baseline
▲ 0.50% · 4.625%
HK$10,656
+HK$534/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,244/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).