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At today's rate and a 90% mortgage, the deposit on this unit is about HK$225K, with repayments around HK$9,804/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$225K · loan HK$2.02M · min. income ≈ HK$19,608/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Tong Road Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-15 | HK$1.85M | −7.5% 7.9y · −1.0%/yr |
| 2017-01-17 | HK$2.00M | +60.0% 4.8y · 12.0%/yr |
| 2012-03-13 | HK$1.25M | +38.9% |
| 2010-09-07 | HK$900K | +18.4% |
| 2010-02-08 | HK$760K | +7.0% |
| 2010-01-26 | HK$710K | — |