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At today's rate and a 90% mortgage, the deposit on this unit is about HK$308K, with repayments around HK$13,418/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$308K · loan HK$2.77M · min. income ≈ HK$26,836/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 73%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-31 | HK$4.15M | +47.8% 5.1y · 9.0%/yr |
| 2016-07-28 | HK$2.81M | +14.6% 3.4y · 4.0%/yr |
| 2013-03-14 | HK$2.45M | +63.3% |
| 2011-02-18 | HK$1.50M | +35.1% |
| 2010-06-02 | HK$1.11M | +60.9% |
| 2007-04-03 | HK$690K | +9.5% |
| 2007-01-12 | HK$630K | +1.6% |
| 2006-10-25 | HK$620K | +1.6% |
| 2001-05-03 | HK$610K | −55.8% |
| 1997-04-16 | HK$1.38M | +43.8% |
| 1997-02-20 | HK$960K | — |