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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,396/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.76M · min. income ≈ HK$26,792/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 300 Saleable ft²
- Gross Area
- 404 ft²
- Efficiency
- 74%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-24 | HK$3.28M | −15.9% 3.4y · −5.0%/yr |
| 2020-11-11 | HK$3.90M | +95.0% 7.4y · 13.0%/yr |
| 2013-07-19 | HK$2.00M | +29.0% |
| 2011-02-18 | HK$1.55M | +16.5% |
| 2010-11-17 | HK$1.33M | +18.8% |
| 2010-07-23 | HK$1.12M | +40.0% |
| 1999-12-14 | HK$800K | +17.6% |
| 1995-12-07 | HK$680K | — |