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At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,355/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$306K · loan HK$2.76M · min. income ≈ HK$26,710/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Yuen Long Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- F
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 85%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-03 | HK$4.05M | +72.3% 6.9y · 10.0%/yr |
| 2013-04-10 | HK$2.35M | +74.1% |
| 2011-01-25 | HK$1.35M | +84.9% |
| 2007-10-31 | HK$730K | +17.7% |
| 2005-08-20 | HK$620K | +17.0% |
| 2002-04-20 | HK$530K | −63.4% |
| 1997-07-30 | HK$1.45M | +13.3% |
| 1997-04-29 | HK$1.28M | +58.0% |
| 1996-12-28 | HK$810K | — |