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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,169/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,338/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Yuen Long Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- E
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 347 ft²
- Efficiency
- 85%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-15 | HK$2.80M | −30.0% 6.6y · −5.0%/yr |
| 2018-08-31 | HK$4.00M | +42.3% 3.5y · 12.0%/yr |
| 2015-03-13 | HK$2.81M | +160.2% |
| 2010-10-12 | HK$1.08M | −12.2% |
| 1997-07-10 | HK$1.23M | — |