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At today's rate and a 90% mortgage, the deposit on this unit is about HK$319K, with repayments around HK$13,914/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$319K · loan HK$2.87M · min. income ≈ HK$27,828/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Yuen Long Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 318 Saleable ft²
- Gross Area
- 374 ft²
- Efficiency
- 85%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-08 | HK$3.18M | −20.5% 3.4y · −6.0%/yr |
| 2021-03-12 | HK$4.00M | +1.0% 3.1y · 0.0%/yr |
| 2018-01-15 | HK$3.96M | +55.3% 3.5y · 16.0%/yr |
| 2014-07-18 | HK$2.55M | +82.1% |
| 2011-02-17 | HK$1.40M | +0.0% |
| 1997-08-22 | HK$1.40M | +66.7% |
| 1996-12-07 | HK$840K | — |