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At today's rate and a 90% mortgage, the deposit on this unit is about HK$261K, with repayments around HK$11,371/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$261K · loan HK$2.35M · min. income ≈ HK$22,742/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 396 ft²
- Efficiency
- 71%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-08 | HK$2.80M | −29.6% 3.4y · −9.0%/yr |
| 2021-03-17 | HK$3.98M | +43.2% 4.0y · 11.0%/yr |
| 2017-03-02 | HK$2.78M | +35.0% 3.5y · 10.0%/yr |
| 2013-09-16 | HK$2.06M | +338.3% |
| 2005-01-28 | HK$470K | −2.1% |
| 2000-08-01 | HK$480K | — |