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13/F D

in Yik Fat Building

Yuen Long District · New Territories West

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Crescira AVM · estimated value Medium confidence
HK$2.41M
≈ HK$9,566 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$241K, with repayments around HK$10,514/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,894
−HK$620/mo
▼ 0.25% · 3.875%
HK$10,202
−HK$312/mo
Today · 4.125%
HK$10,514
baseline
▲ 0.50% · 4.625%
HK$11,154
+HK$640/mo

Deposit HK$241K · loan HK$2.17M · min. income ≈ HK$21,028/mo (50% DSR)

Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
13/F
Flat
D
Saleable Area
252 ft²
Gross Area
358 ft²
Efficiency
70%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2016-10-31 HK$2.99M +43.8%
3.2y
2013-08-30 HK$2.08M +54.1%
2011-07-12 HK$1.35M +25.0%
2010-12-09 HK$1.08M +116.0%
1999-07-19 HK$500K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yuen Long (Light Rail)
≈ 4 min walk · 276 m
Education
34
schools within 1 km (16 within 500 m)
Daily convenience
46
within 1 km (30 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Yuen Long Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 34 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com