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At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,578/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$243K · loan HK$2.18M · min. income ≈ HK$21,156/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 235 Saleable ft²
- Gross Area
- 334 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-30 | HK$3.96M | +11.5% 3.0y · 4.0%/yr |
| 2018-04-06 | HK$3.55M | +43.1% 3.2y · 14.0%/yr |
| 2015-02-06 | HK$2.48M | +60.0% |
| 2012-07-13 | HK$1.55M | +24.0% |
| 2011-02-15 | HK$1.25M | +92.3% |
| 2009-05-05 | HK$650K | +30.0% |
| 2007-03-14 | HK$500K | −58.3% |
| 1997-06-27 | HK$1.20M | +93.5% |
| 1996-10-30 | HK$620K | +17.0% |
| 1996-10-05 | HK$530K | — |