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At today's rate and a 90% mortgage, the deposit on this unit is about HK$285K, with repayments around HK$12,443/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$285K · loan HK$2.57M · min. income ≈ HK$24,886/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- D
- Saleable Area
- 327 Saleable ft²
- Gross Area
- 434 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-13 | HK$2.85M | +18.8% 1.8y · 10.0%/yr |
| 2024-07-10 | HK$2.40M | −14.9% 7.7y · −2.0%/yr |
| 2016-10-19 | HK$2.82M | +72.0% 4.6y · 16.0%/yr |
| 2012-04-13 | HK$1.64M | +215.4% |
| 2004-03-04 | HK$520K | +40.5% |
| 2004-01-13 | HK$370K | −67.3% |
| 1997-04-12 | HK$1.13M | — |