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At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,768/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$293K · loan HK$2.63M · min. income ≈ HK$25,536/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-22 | HK$3.76M | +43.5% 5.0y · 9.0%/yr |
| 2016-01-26 | HK$2.62M | +21.9% 3.3y · 7.0%/yr |
| 2012-10-22 | HK$2.15M | +55.8% |
| 2011-02-18 | HK$1.38M | +15.0% |
| 2010-11-30 | HK$1.20M | — |