Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$291K, with repayments around HK$12,703/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$291K · loan HK$2.62M · min. income ≈ HK$25,406/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- H
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-05 | HK$3.30M | −13.2% 4.9y · −3.0%/yr |
| 2021-03-04 | HK$3.80M | +261.9% 10.8y · 24.0%/yr |
| 2010-05-26 | HK$1.05M | +183.8% |
| 2003-05-31 | HK$370K | +23.3% |
| 2003-04-26 | HK$300K | −69.4% |
| 1998-04-04 | HK$980K | — |