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Crescira AVM · estimated value Medium confidence
HK$2.38M
≈ HK$8,080 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$238K, with repayments around HK$10,396/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,783
−HK$613/mo
▼ 0.25% · 3.875%
HK$10,087
−HK$309/mo
Today · 4.125%
HK$10,396
baseline
▲ 0.50% · 4.625%
HK$11,029
+HK$633/mo

Deposit HK$238K · loan HK$2.15M · min. income ≈ HK$20,792/mo (50% DSR)

Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
E
Saleable Area
295 ft²
Gross Area
420 ft²
Efficiency
70%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2019-03-29 HK$3.56M +18.7%
2019-02-04 HK$3.00M +25.0%
4.3y · 6.0%/yr
2014-10-28 HK$2.40M +71.4%
2011-04-12 HK$1.40M +55.6%
2010-07-26 HK$900K +32.4%
2008-07-18 HK$680K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Tong Road (Light Rail)
≈ 5 min walk · 380 m
Education
38
schools within 1 km (14 within 500 m)
Daily convenience
46
within 1 km (29 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tai Tong Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com