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At today's rate and a 90% mortgage, the deposit on this unit is about HK$243K, with repayments around HK$10,609/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$243K · loan HK$2.19M · min. income ≈ HK$21,218/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tai Tong Road Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 36 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- K
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 70%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-12 | HK$3.50M | +13.7% 3.3y · 4.0%/yr |
| 2018-04-19 | HK$3.08M | +156.5% 7.2y · 22.0%/yr |
| 2011-02-16 | HK$1.20M | +26.3% |
| 2010-05-13 | HK$950K | +18.8% |
| 2010-03-10 | HK$800K | — |