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Crescira AVM · estimated value Medium confidence
HK$2.36M
≈ HK$8,567 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$236K, with repayments around HK$10,314/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,705
−HK$609/mo
▼ 0.25% · 3.875%
HK$10,007
−HK$307/mo
Today · 4.125%
HK$10,314
baseline
▲ 0.50% · 4.625%
HK$10,941
+HK$627/mo

Deposit HK$236K · loan HK$2.13M · min. income ≈ HK$20,628/mo (50% DSR)

Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
H
Saleable Area
276 ft²
Gross Area
400 ft²
Efficiency
69%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2009-09-17 HK$750K +10.3%
2008-11-18 HK$680K −10.5%
2008-10-16 HK$760K +16.9%
2008-01-11 HK$650K +27.5%
2007-08-21 HK$510K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tai Tong Road (Light Rail)
≈ 5 min walk · 380 m
Education
38
schools within 1 km (14 within 500 m)
Daily convenience
46
within 1 km (29 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Tai Tong Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com