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At today's rate and a 90% mortgage, the deposit on this unit is about HK$294K, with repayments around HK$12,813/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$294K · loan HK$2.64M · min. income ≈ HK$25,626/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 375 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-01-10 | HK$3.43M | +22.5% 6.7y · 3.0%/yr |
| 2016-05-20 | HK$2.80M | +197.9% 4.1y · 22.0%/yr |
| 2009-12-22 | HK$940K | −13.0% |
| 1997-04-03 | HK$1.08M | +27.1% |
| 1997-03-26 | HK$850K | — |