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Crescira AVM · estimated value Medium confidence
HK$2.74M
≈ HK$9,241 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$274K, with repayments around HK$11,931/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,227
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,576
−HK$355/mo
Today · 4.125%
HK$11,931
baseline
▲ 0.50% · 4.625%
HK$12,657
+HK$726/mo

Deposit HK$274K · loan HK$2.46M · min. income ≈ HK$23,862/mo (50% DSR)

Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
14/F
Flat
A
Saleable Area
296 ft²
Gross Area
375 ft²
Efficiency
79%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2020-03-26 HK$4.08M +104.0%
7.2y
2013-01-15 HK$2.00M +189.9%
2009-03-17 HK$690K +15.0%
2007-05-26 HK$600K +13.2%
2006-10-11 HK$530K −29.3%
1996-11-29 HK$750K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yuen Long (Light Rail)
≈ 6 min walk · 402 m
Education
32
schools within 1 km (15 within 500 m)
Daily convenience
45
within 1 km (28 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
35
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Yuen Long Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 35 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com