Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,232/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,464/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 296 Saleable ft²
- Gross Area
- 375 ft²
- Efficiency
- 79%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-02-28 | HK$3.35M | +52.3% 3.6y · 15.0%/yr |
| 2014-07-17 | HK$2.20M | +77.4% |
| 2011-01-24 | HK$1.24M | +5.1% |
| 2010-11-29 | HK$1.18M | +51.3% |
| 2009-09-03 | HK$780K | +13.0% |
| 2008-06-24 | HK$690K | +30.2% |
| 2006-04-12 | HK$530K | +0.0% |
| 2005-11-09 | HK$530K | +6.0% |
| 1996-03-04 | HK$500K | — |