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At today's rate and a 90% mortgage, the deposit on this unit is about HK$554K, with repayments around HK$24,169/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tai Hing (South) Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 587 Saleable ft²
- Gross Area
- 753 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-28 | HK$6.60M | +20.9% 3.2y · 7.0%/yr |
| 2017-03-20 | HK$5.46M | +17.9% 2.0y · 9.0%/yr |
| 2015-04-24 | HK$4.63M | +131.5% |
| 2010-02-26 | HK$2.00M | +37.9% |
| 2009-07-09 | HK$1.45M | −16.2% |
| 1996-03-14 | HK$1.73M | — |