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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,525/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,050/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,146 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 13 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- G
- Saleable Area
- 480 Saleable ft²
- Gross Area
- 611 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-20 | HK$5.80M | +27.2% 4.8y · 6.0%/yr |
| 2016-11-25 | HK$4.56M | +40.7% 3.7y · 11.0%/yr |
| 2013-02-25 | HK$3.24M | +67.9% |
| 2011-03-07 | HK$1.93M | +27.0% |
| 2010-02-12 | HK$1.52M | +10.1% |
| 2008-04-01 | HK$1.38M | +3.8% |
| 2000-01-06 | HK$1.33M | — |