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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,111/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,222/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 13 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 479 Saleable ft²
- Gross Area
- 611 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-12 | HK$5.37M | +34.2% 6.0y · 6.0%/yr |
| 2016-10-24 | HK$4.00M | +42.9% 3.9y · 11.0%/yr |
| 2012-12-05 | HK$2.80M | +73.9% |
| 2010-02-11 | HK$1.61M | +25.8% |
| 2008-03-06 | HK$1.28M | +70.7% |
| 2003-07-04 | HK$750K | −72.2% |
| 1997-06-03 | HK$2.70M | +76.5% |
| 1995-11-10 | HK$1.53M | — |