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At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,330/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 13 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- G
- Saleable Area
- 480 Saleable ft²
- Gross Area
- 611 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-09 | HK$5.38M | +37.9% 5.0y · 8.0%/yr |
| 2016-09-26 | HK$3.90M | +30.9% 3.2y · 10.0%/yr |
| 2013-07-03 | HK$2.98M | +98.7% |
| 2008-03-14 | HK$1.50M | +42.9% |
| 2008-03-03 | HK$1.05M | −41.3% |
| 1996-07-25 | HK$1.79M | — |