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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,412/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.01M · min. income ≈ HK$38,824/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,755 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- H
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 523 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-07 | HK$3.93M | −20.7% 7.6y · −3.0%/yr |
| 2018-03-12 | HK$4.96M | +422.1% 11.4y · 37.0%/yr |
| 2006-10-25 | HK$950K | −54.3% |
| 1997-05-09 | HK$2.08M | +23.1% |
| 1997-03-01 | HK$1.69M | +34.1% |
| 1996-11-25 | HK$1.26M | — |