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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,940/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,880/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,132 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- B
- Saleable Area
- 353 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-23 | HK$3.90M | −22.8% 4.1y · −6.0%/yr |
| 2020-12-16 | HK$5.05M | +148.8% 9.9y · 15.0%/yr |
| 2011-01-19 | HK$2.03M | +11.5% |
| 2010-08-27 | HK$1.82M | +51.7% |
| 2008-08-21 | HK$1.20M | +15.4% |
| 2005-11-14 | HK$1.04M | +26.8% |
| 2001-03-28 | HK$820K | −34.9% |
| 1996-10-31 | HK$1.26M | +12.5% |
| 1995-07-03 | HK$1.12M | — |