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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,638/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,276/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,852 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Pui To Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 349 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 71%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-14 | HK$4.77M | +127.0% 9.0y · 14.0%/yr |
| 2012-04-11 | HK$2.10M | +24.3% |
| 2010-09-06 | HK$1.69M | +43.2% |
| 2009-04-29 | HK$1.18M | +0.9% |
| 2008-05-09 | HK$1.17M | +13.6% |
| 1999-08-02 | HK$1.03M | −46.4% |
| 1997-10-29 | HK$1.92M | +9.7% |
| 1997-04-09 | HK$1.75M | +15.9% |
| 1997-04-02 | HK$1.51M | +12.7% |
| 1996-12-27 | HK$1.34M | +7.2% |
| 1996-12-11 | HK$1.25M | +13.6% |
| 1996-11-20 | HK$1.10M | — |