▼ 0.50% · 3.625%
HK$6,840
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,052
−HK$217/mo
Today · 4.125%
HK$7,269
baseline
▲ 0.50% · 4.625%
HK$7,711
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,538/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,609
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,813
−HK$207/mo
Today · 4.125%
HK$8,020
baseline
▲ 0.50% · 4.625%
HK$8,443
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,040/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,524
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,758
−HK$237/mo
Today · 4.125%
HK$7,995
baseline
▲ 0.50% · 4.625%
HK$8,482
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,990/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,370
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,594
−HK$228/mo
Today · 4.125%
HK$8,822
baseline
▲ 0.50% · 4.625%
HK$9,287
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,644/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,208
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,463
−HK$259/mo
Today · 4.125%
HK$8,722
baseline
▲ 0.50% · 4.625%
HK$9,253
+HK$531/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,444/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,131
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,376
−HK$248/mo
Today · 4.125%
HK$9,624
baseline
▲ 0.50% · 4.625%
HK$10,132
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,248/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,892
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,168
−HK$281/mo
Today · 4.125%
HK$9,449
baseline
▲ 0.50% · 4.625%
HK$10,024
+HK$575/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,898/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,892
−HK$534/mo
▼ 0.25% · 3.875%
HK$10,157
−HK$269/mo
Today · 4.125%
HK$10,426
baseline
▲ 0.50% · 4.625%
HK$10,976
+HK$550/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,852/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,576
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,873
−HK$303/mo
Today · 4.125%
HK$10,176
baseline
▲ 0.50% · 4.625%
HK$10,795
+HK$619/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$20,352/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,653
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,938
−HK$290/mo
Today · 4.125%
HK$11,228
baseline
▲ 0.50% · 4.625%
HK$11,820
+HK$592/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$22,456/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,260
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,579
−HK$324/mo
Today · 4.125%
HK$10,903
baseline
▲ 0.50% · 4.625%
HK$11,566
+HK$663/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$21,806/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,414
−HK$616/mo
▼ 0.25% · 3.875%
HK$11,720
−HK$310/mo
Today · 4.125%
HK$12,030
baseline
▲ 0.50% · 4.625%
HK$12,664
+HK$634/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$24,060/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,943
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,284
−HK$346/mo
Today · 4.125%
HK$11,630
baseline
▲ 0.50% · 4.625%
HK$12,337
+HK$707/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$23,260/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,175
−HK$657/mo
▼ 0.25% · 3.875%
HK$12,501
−HK$331/mo
Today · 4.125%
HK$12,832
baseline
▲ 0.50% · 4.625%
HK$13,509
+HK$677/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$25,664/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,627
−HK$730/mo
▼ 0.25% · 3.875%
HK$11,989
−HK$368/mo
Today · 4.125%
HK$12,357
baseline
▲ 0.50% · 4.625%
HK$13,108
+HK$751/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$24,714/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,935
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,282
−HK$352/mo
Today · 4.125%
HK$13,634
baseline
▲ 0.50% · 4.625%
HK$14,353
+HK$719/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$27,268/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,311
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,694
−HK$389/mo
Today · 4.125%
HK$13,083
baseline
▲ 0.50% · 4.625%
HK$13,880
+HK$797/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,166/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,696
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,064
−HK$372/mo
Today · 4.125%
HK$14,436
baseline
▲ 0.50% · 4.625%
HK$15,197
+HK$761/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,872/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).