Crescira AVM · estimated value
● Medium confidence
HK$42.45M
≈ HK$23,851 / ft² saleable
· updated 2026-09-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.74M, with repayments around HK$144,029/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$135,530
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$139,746
−HK$4,283/mo
Today · 4.125%
HK$144,029
baseline
▲ 0.50% · 4.625%
HK$152,793
+HK$8,764/mo
Deposit HK$12.74M · loan HK$29.72M · min. income ≈ HK$288,058/mo (50% DSR)
Upfront cash ≈ HK$14.54M (deposit + AVD stamp duty HK$1,804,316 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 1,780 ft²
- Gross Area
- 2,300 ft²
- Efficiency
- 77%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2009-05-06 | HK$24.75M | +77.7% 5.2y |
| 2004-02-16 | HK$13.93M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Ocean Park
≈ 24 min walk · 1,920 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Green space & leisure — 6 parks, libraries and sports venues nearby.