Home Southern District Ridge Court Block C-D

1/F D

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1/F C 1,780 ft² 1/F D 1,780 ft² 2/F C 1,780 ft² 2/F D 1,780 ft² 3/F C 1,780 ft² 4/F C 1,780 ft² 4/F D 1,780 ft² 5/F C 1,780 ft² 5/F D 1,780 ft² 7/F C 1,780 ft² 7/F D 1,780 ft² 8/F D 1,787 ft² 9/F D 1,780 ft² 11/F C 1,780 ft² 12/F D 1,878 ft²

Crescira AVM · estimated value ● Medium confidence

HK$42.59M

≈ HK$23,925 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.78M, with repayments around HK$144,477/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$135,951

−HK$8,526/mo

▼ 0.25% · 3.875%

HK$140,180

−HK$4,297/mo

Today · 4.125%

HK$144,477

baseline

▲ 0.50% · 4.625%

HK$153,268

+HK$8,791/mo

Deposit HK$12.78M · loan HK$29.81M · min. income ≈ HK$288,954/mo (50% DSR)

Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,809,925 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 1/F
Flat: D
Saleable Area: 1,780 ft²
Gross Area: 2,300 ft²
Efficiency: 77%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2013-02-08	HK$40.50M	+44.6% 3.6y	HK$22,753	HK$17,609
2009-07-22	HK$28.00M	+45.8% 2.9y	HK$15,730	HK$12,174
2006-08-24	HK$19.20M	+39.8% 6.3y	HK$10,786	HK$8,348
2000-05-16	HK$13.73M	+41.8% 4.4y	HK$7,714	HK$5,970
1996-01-11	HK$9.68M	−12.8% 0.3y	HK$5,438	HK$4,209
1995-10-04	HK$11.10M	—	HK$6,236	HK$4,826