Crescira AVM · estimated value
● Medium confidence
HK$48.90M
≈ HK$27,471 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.67M, with repayments around HK$165,890/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$156,101
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$160,957
−HK$4,933/mo
Today · 4.125%
HK$165,890
baseline
▲ 0.50% · 4.625%
HK$175,984
+HK$10,094/mo
Deposit HK$14.67M · loan HK$34.23M · min. income ≈ HK$331,780/mo (50% DSR)
Upfront cash ≈ HK$16.75M (deposit + AVD stamp duty HK$2,078,178 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 1,780 ft²
- Gross Area
- 2,300 ft²
- Efficiency
- 77%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2005-06-30 | HK$22.25M | +76.6% |
| 2002-03-08 | HK$12.60M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Ocean Park
≈ 24 min walk · 1,920 m
(quite far — consider other transport options)
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com