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Crescira AVM · estimated value ● Medium confidence
HK$32.61M
≈ HK$29,300 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.78M, with repayments around HK$110,632/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$104,104
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$107,342
−HK$3,290/mo
Today · 4.125%
HK$110,632
baseline
▲ 0.50% · 4.625%
HK$117,364
+HK$6,732/mo

Deposit HK$9.78M · loan HK$22.83M · min. income ≈ HK$221,264/mo (50% DSR)

Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,938 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
A
Saleable Area
1,113 ft²
Gross Area
1,556 ft²
Efficiency
72%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-08-02 HK$33.88M +9.7%
5.4y
2012-03-12 HK$30.88M +83.8%
5.1y
2007-01-27 HK$16.80M −20.8%
9.3y
1997-10-15 HK$21.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 26 min walk · 2,009 m
(quite far — consider other transport options)
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km

Green space & leisure — 6 parks, libraries and sports venues nearby.

Location

Other appraised units in this building